IPO Detail
Muthoot Microfin
MAINBOARDNot investment advice. Read RHP before applying.
Overview
About the Company
Muthoot Microfin is a microfinance institution providing micro-loans to women entrepreneurs with a focus on rural regions of India.
New to IPO analysis? You may review our structured guides on how IPO allotment works and IPO subscription meaning to better understand demand and allocation mechanics.
Issue
IPO Issue Details
Issue Price
₹277 – ₹291
Face Value
₹10
Issue Size
960.00
Fresh Issue
760
Listing At
BSE, NSE
Lead Manager
ICICI Securities, Axis Capital, JM Financial
Registrar
Kfin Technologies Limited
Lot Size
51
For category-wise quota breakdown such as QIB, HNI, and Retail allocation, refer to our IPO quota structure explanation.
Milestones
Timeline
If you are tracking GMP alongside subscription demand, see our grey market premium guide for a structured comparison framework.
Subscription
Live Subscription Details
Subscription Progress
Subscription data sourced from exchange updates. Values represent times subscribed (x).
Learn how subscription categories are allocated by reading our guide on QIB, HNI and Retail IPO quota structure.
If you are tracking GMP alongside subscription demand, see our grey market premium guide for a structured comparison framework.
Allotment Probability Calculator
SEBI-compliant allotment prediction based on live subscription data.
Chance of Allotment
13.1%
The Retail category is oversubscribed by 7.61x. Under SEBI rules, allotment is done via a draw of lots (lottery). Every successful applicant gets a maximum of 1 lot, regardless of how many lots they applied for.
GMP (Grey Market Premium)
GMP Overview
₹40
Updated —
+13.7% over issue price
GMP is unofficial and indicative only. It does not guarantee listing price or returns.
GMP is unofficial and indicative. To understand interpretation logic and limitations, read our IPO Grey Market Guide or begin with what IPO GMP means.
Trend
GMP Trend
No GMP data yet. Updates will appear once available.
Investment
Market Lot Details
Investors can bid in multiples of the lot size. Final investment depends on the cutoff price.
Allocation
Reservation Details
QIB
75
NII
15
RII
10
Employee
—
Issue Summary
Objectives of Issue
- 1.Augmentation of capital base for onward lending.
- 2.General corporate purposes.
Financials
Key Financial Metrics
EPS Pre IPO
54.62
EPS Post IPO
43.04
P/E Pre
5.33
P/E Post
6.76
ROCE
14.85%
Debt / Equity
4.20
PAT Margin
11.24%
Market Cap
3179
Financial figures sourced from official offer documents. Always verify with the RHP.
Ownership
Promoter Holdings
Pre Issue
69.50%
Post Issue
55.40%
Contacts
Company & Registrar Details
Company Address: Second Floor, Muthoot Chambers, Banerji Road, Ernakulam, Kerala - 682 018
Phone: +91-484-239-4712
Email: ipo@muthootmicrofin.com
Website: https://www.muthootmicrofin.com
Registrar: Kfin Technologies Limited
Registrar Phone: +91-22-4918-6270
Registrar Email: ipohelp@linkintime.co.in
Registrar Website: https://linkintime.co.in
Documents
Important Links
Performance
Listing Performance
Listing Exchange
BSE, NSE
Listing Price
₹275
Listing Gain
-5.50%
Pre-Listing Prediction
Est. Gain: 13.75%|Actual Gain: -5.50%
Application
How to Apply
UPI Method (ASBA)
Log in to your broker's app or net banking, navigate to the IPO section, select this IPO, enter lot quantity, and authorise via UPI mandate. Funds are blocked, not debited, until allotment.
ASBA via Net Banking
Log in to your bank's net banking portal, go to the IPO / ASBA section, fill in the bid details, and submit. Your bank will block the required amount automatically.
Allotment & Refund
Allotment status is typically available within 6 days of the IPO close date. Refunds for unallotted bids are credited within 2 working days post allotment.
You may also review the complete IPO allotment process explanation to understand lottery mechanics and refund timelines.
Qualitative Factors
Strengths & Risks
Company Strengths
- 1.Part of the Muthoot Pappachan Group — a trusted Kerala-based conglomerate with multi-decade track record.
- 2.Strong rural and semi-urban presence across South India with over 1,300 branches.
- 3.Consistent growth in AUM and improving collection efficiency.
Company Risks
- 1.Microfinance sector is heavily regulated; any adverse NBFC-MFI regulation can impact operations.
- 2.Geographic concentration in South India exposes the portfolio to regional risk.
- 3.Asset quality risk inherent in lending to lower-income borrowers.
Legal Disclaimer
Information is sourced from publicly available exchange filings and company offer documents. GMP is unofficial and indicative. IPOCraft does not provide investment advice.
Research Before You Apply